If you intend to finance your purchase, contacting a lender and getting a commitment to a specific loan amount eliminates guesswork and increases your leverage when making an offer. This is where the old adage "Money Talks" comes into play. If you can eliminate the financing contingency in the contract to purchase, the Seller will be more disposed to negotiate on price and terms. There are many lenders who want your business and this is a good time to approach them. Just ask and we would be happy to give you two or three referrals based on your requirements.